Affordable Life & Health

Here's how it works in Oklahoma: You pay a monthly premium for your Medicare supplement plan. These plans are also called Medigap. In return, the plan pays most of your out-of-pocket expenses. So when you go to the doctor, for example, you don't have to pay the 20 percent coinsurance required by Medicare. Your Medigap plan pays it for you. With some Medigap plans, you might have a copay instead of the 20 percent coinsurance. Is a Medicare Supplement plan right for You?  Schedule an Appointment and Find Out ›

In Oklahoma, a Medicare Supplement insurance plan may not deny coverage because of a pre-existing condition. Unless you're on an open enrollment or a guaranteed issue situation. Talk to a Tulsa Medicare Advisor about what you can expect › 

Medicare doesn’t offer stand-alone dental plans to go alongside Original Medicare. If you want dental coverage under Medicare, the only way is through a Medicare Advantage plan with dental benefits. Medicare Advantage is another way for you to get your Medicare Part A and Part B benefits from a private insurance company contracted with Medicare. Find out more about dental coverage available from different Medicare supplement providers ›

Yes, your supplemental health insurance is deductible as a medical expense on Schedule A, Itemized Deductions, for Form 1040. You can deduct the amount that exceeds a certain percentage of your adjusted gross income, or AGI, and that depends on your age during the year. For more details, we recommend talking to a CPA. 

If you turn 65 this year, Oklahoma open enrollment is the 6-month period that starts the first day of the month you're 65 or older and enrolled in Medicare Part B. For example, if you turn 65 and are enrolled in Part B in June, the best time for you to buy a Medigap policy is from June to November. Find out about your options, talk to a Medicare advisor ›

There isn't a specific Medicare supplement plan for veterans in Oklahoma. But the VA recommends veterans with VA healthcare also enroll in Medicare Parts A and B as soon as they become eligible. In some cases, veterans are able to get additional coverage with a Medicare Advantage plan at no cost to you. Call us at (918) 695-3411 to talk about your situation.